Terms and Conditions

Last updated: 7/9/2025

1. Acceptance of Terms

By accessing and using Growthy's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Growthy provides AI-powered bookkeeping and financial management services including:

  • Automated transaction categorization
  • Real-time financial data synchronization
  • Financial reporting and analytics
  • Integration with banking and payment systems
  • Customer support and guidance

3. User Accounts

To access our services, you must create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Providing accurate and current information

4. Acceptable Use

You agree not to use the service to:

  • Violate any applicable laws or regulations
  • Transmit harmful or malicious code
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of the service
  • Use the service for any illegal or fraudulent purposes

5. Payment Terms

Our paid services are billed in advance on a subscription basis. You agree to:

  • Pay all charges associated with your account
  • Provide current and accurate billing information
  • Notify us of any changes to your payment information
  • Accept that fees are non-refundable except as required by law

6. Data and Privacy

Your privacy is important to us. Our collection and use of your information is governed by our Privacy Policy, which is incorporated into these terms by reference.

  • You retain ownership of your financial data
  • We use data to provide and improve our services
  • We implement security measures to protect your information
  • You can export your data at any time

7. Limitation of Liability

To the maximum extent permitted by law, Growthy shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

8. Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We reserve the right to:

  • Perform scheduled maintenance
  • Make service improvements
  • Address security issues
  • Comply with legal requirements

9. Termination

Either party may terminate this agreement at any time. Upon termination:

  • Your access to the service will cease
  • You may export your data for a limited time
  • Outstanding fees remain due
  • Certain provisions will survive termination

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes and continued use constitutes acceptance of the new terms.

11. Governing Law

These terms are governed by and construed in accordance with the laws of the jurisdiction in which Growthy operates.

12. Contact Information

For questions about these terms, please contact us: